Annuity Guides

A Fair Look at Annuities Annuities get both oversold and unfairly criticized. Here’s an honest assessment of what they do […]

Why Comparing Annuity Quotes Matters Annuity rates vary significantly between insurance companies — often 10–20% for the same type of

IRA to Annuity: Is It a Good Idea? Moving IRA funds into an annuity is one of the most common

What Are Surrender Charges? A surrender charge (also called a deferred sales charge or contingent deferred sales charge) is a

How Are Annuities Taxed? Annuity taxation depends on whether the annuity is qualified (funded with pre-tax money) or non-qualified (funded

GLWB: The Most Popular Annuity Rider A Guaranteed Lifetime Withdrawal Benefit (GLWB) is an optional rider added to a deferred

How Safe Are Annuities? Annuities are backed by the financial strength of the insurance company that issues them — not

Annuity vs. 401(k): They’re Not Competing Here’s the key insight most articles miss: annuities and 401(k)s aren’t alternatives — they’re

Annuity Payout Rates in 2024 Annuity income depends on your age, the type of annuity, current interest rates, and whether

Two Fundamental Annuity Structures Every annuity is either immediate or deferred — this determines when your income payments begin. Immediate